Becoming Financially Literate
The key to riches is to become financially literate.
That was one of the messages I got from Robert Kiyosaki’s book “Rich Dad, Poor Dad”.
Financial literacy does not automatically guarantee that you will be rich, but the lack of financial knowledge does gurantee that you are unlikely to reach your financial success. Being finanically literate definitely helps in making better judgements in making financial decisions , and therefore enhances your chance of success and make the path to your finance goal smoother and swifter.
Robert Kiyosaki’s Rich Dad in “Rich Dad, Poor Dad” book, understood this very well and tried to expose Robert Kiyosaki to financial principles to build up his financial literacy at a young age.
Robert Kiyosaki described wealth building like building a building. Both require strong foundation. While the foundation of a building is made from cement and steel, the foundation of wealth building is financial literacy. If you want to build a 80 storey building, you need to dig deep and pour in a strong foundation. Similarly, if you want to build wealth and hold on to them, you need a strong foundation in financial literacy. If not, it would like trying to build a 80 storey building on 10 inch slab, and ended up with a learning tower of debt.
To be financially literate requires certain level of proficiency in these areas such as:
- economics,
- investing,
- accounting,
- taxes,
- money management
- and even business building.
All these are not easy subjects to master and require time and effort to accumulate the knowledge. However, it is not next to impossible. Do not be frighten off by the level of difficulty in mastering them. It’s possible if you choose to do so.
Start off with something simple or something which you are already familiar with. For example, you may have heard of the terms balance sheet or assets verus liabilities. You can begin from there, learn more in depth into them and they will in turn lead to you to other subjects area. You can learn at your own pace through the subject materials and you will be amazed at how much knowledge you have picked up after a while.
Do not worry if you did not get good grades as a student in school. School grades do not matter. Do not worry that you are way pass your prime. Your age does not matter. Do worry that your financial situation. Colonel Sanders was 66 of age, and broke when he started Kentucky Fried Chicken. What really matters is whether you have the desire to learn and educate yourself.
How can you go about being financially literate? You can do so by opening both your eyes and ears and also your mind to the vast information around you. Your learning materials include not only financial subject textbooks or formal educational courses from institutions. They can be also seminars or talks organized by community services or financial organizations.
They can be financial books and periodicals found in the libraries or your local bookstores. They can be the financial magazines like Forbes, Business Weeks and newspapers such as Wall Street Journal. They can be the business page or money page on your local newspaper.
They can be finanical news broadcasts on the radio or TV. They can even be the conversations between your colleagues or your neighbour, talking about personal taxes! And of course, the Internet, where you easily get tons of information, both from authority sites as well as from personal sites.
If you truly want to accelerate your learning to become financial literacy, you should find yourself a mentor. Find someone who is successful who can give you timely financial advices based on the experiences he had. Someone who had gone down the path before and someone whom you think you can model after.
Lastly, remember to learn and apply. Financial literacy has no value if you don’t put it to good use.Bernard Ng keeps a blog “Wisdom of the Rich Dad” athttp://www.richdadwisdom.com, where he shares lessons learnt from Robert Kiyosaki’s ‘Rich Dad, Poor Dad’.
Article Source: http://www.simplysearch4it.com/article/51522.html
|
|
Ingersoll Rand Heavy-Duty Air Twin Piston Strght Line Sander – 2-3/4” x 17-1/2″ $186.99 |
|
|
Ingersoll Rand Automotive Sanders, Polishers & Buffers $166.99 |
|
|
Vintage Sears Craftsman Twin-Orbit Oribital Sander Polisher – 2 headed – RARE! $149.95 |
|
|
I-R 315 Hvy-Duty Air Twin Piston Straight Line Sander $160.93 |
|
|
Ingersoll Rand Twin Piston Straight Line Air Sander #315 $134.99 |
|
|
IR 315 Heavy Duty Air Twin Piston Inline Sander $124.99 |
|
|
Heavy Duty Air Twin Piston Inline Sander IR 315 Ingerso $135.04 |
|
|
Heavy Duty Air Twin Piston Straight Line Sander $133.99 |
|
|
IR 315 Ingersoll-Rand HD Air Twin Piston Inline Sander $132.95 |
|
|
IR Heavy Duty Air Twin Piston Straight Line Sander 315 $118.99 |
|
|
IR 315 Heavy-Duty Air Twin Piston Straight Line Sander $118.50 |
|
|
Heavy Duty Air Twin Piston Straight Line Sander IRT315 $127.79 |
|
|
INGERSOLL RAND IRT315 Heavy Duty Twin Piston Straight Line Air Sander BNIB $124.75 |
|
|
Ingersoll Rand Heavy Duty Air Twin Piston Straight Line Sander $119.24 |
|
|
Ingersoll Rand IRT315 Heavy Duty Air Twin Piston Straight Line Sander – 2-3/4-In $119.18 |
|
|
Ingersoll-Rand IR315 Heavy-Duty Air Twin Piston Straight Line Sander $115.95 |
|
|
Ingersoll Rand Air Twin Piston Straight Line Sander NEW $111.99 |
|
|
Ingersoll Rand Air Twin Piston Straight Line Sander $99.99 |
|
|
Ingersoll-Rand Twin Piston Board Sander #315 $99.99 |
|
|
Ingersoll Rand 315 Straight Line Twin Piston Air Sander Sanding Tool – IR315 $98.00 |
|
|
Norton Type 27 TwinStar Flap Discs -twin star 7×5/8-11 type27 flap disc 60 grit $75.99 |
|
|
J Sanders Sheets1500 TC 8pcDeep pocket microfiber like Egyptian Cotton Deal 10PC $49.99 |
|
|
J Sanders Sheets1500 TC 8pcDeep pocket microfiber like Egyptian Cotton Deal 10PC $49.99 |
|
|
J Sanders Sheets1500 TC 8pcDeep pocket microfiber like Egyptian Cotton Deal 10PC $49.99 |
|
|
J Sanders Sheets1500 TC 8pcDeep pocket microfiber like Egyptian Cotton Deal 10PC $49.99 |
|
|
J Sanders Sheets1500 TC 8pcDeep pocket microfiber like Egyptian Cotton Deal 10PC $49.99 |
|
|
J Sanders Sheets1500 TC 8pcDeep pocket microfiber like Egyptian Cotton Deal 10PC $49.99 |
|
|
J Sanders Sheets1500 TC 8pcDeep pocket microfiber like Egyptian Cotton Deal 10PC $49.99 |
|
|
J Sanders Sheets1500 TC 8pcDeep pocket microfiber like Egyptian Cotton Deal 10PC $49.99 |
|
|
J Sanders Sheets1500 TC 8pcDeep pocket microfiber like Egyptian Cotton Deal 10PC $49.99 |
|
|
J Sanders Sheets1500 TC 8pcDeep pocket microfiber like Egyptian Cotton Deal 10PC $49.99 |
|
|
J Sanders Sheets1500 TC 8pcDeep pocket microfiber like Egyptian Cotton Deal 10PC $49.99 |
|
|
J Sanders Sheets1500 TC 8pcDeep pocket microfiber like Egyptian Cotton Deal 10PC $49.99 |
|
|
J Sanders Sheets1500 TC 8pcDeep pocket microfiber like Egyptian Cotton Deal 10PC $49.99 |
|
|
1500 Thread Count JS Sanders Bed Sheets $49.99 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
NEW JS Sanders Clara Clark Sheets 1500 1600 Twin Full Queen King ALL COLORS $39.88 |
|
|
1500 TC THREAD COUNT LUXURY 4 PIECE SOFT SHEET SET / JS SANDERS COLLECTION $36.99 |
|
|
1500 Thread Count JS Sanders BROWN Bed Sheets ALL SIZES $33.99 |
|
|
1500 Thread Count JS Sanders BURGUNDY Bed Sheets ALL SIZES $33.99 |
|
|
1500 Thread Count JS Sanders WHITE Bed Sheets ALL SIZES $33.99 |
|
|
1500 Thread Count JS Sanders GREEN/SAGE Bed Sheets ALL SIZES $33.99 |
|
|
1500 Thread Count JS Sanders PURPLE Bed Sheets ALL SIZES $33.99 |
|
|
1500 Thread Count JS Sanders CREAM/BEIGE Bed Sheets ALL SIZES $33.99 |
|
|
1500 Thread Count JS Sanders AQUA/LIGHT BLUE Bed Sheets ALL SIZES $33.99 |
|
|
1500 Thread Count JS Sanders GREY Bed Sheets ALL SIZES $33.99 |
|
|
1500 Thread Count JS Sanders GOLD/YELLOW Bed Sheets ALL SIZES $33.99 |
|
|
1500 Thread Count JS Sanders MOCHA Bed Sheets ALL SIZES $33.99 |
|
|
1500 Thread Count JS Sanders NAVY BLUE Bed Sheets ALL SIZES $33.99 |
|
|
Jessica Sanders 1500 Thread Count Sheets sets $31.99 |
|
|
Jessica Sanders 1500 Thread Count Sheets sets $31.99 |
|
|
Jessica Sanders 1500 Thread Count Sheets sets $31.99 |
|
|
Jessica Sanders 1500 Thread Count Sheets sets $31.99 |
|
|
1500 Thread Count JS Sanders Bed Sheets (All Sizes!) $31.99 |
|
|
1500 Thread Count JS Sanders Bed Sheets (All Sizes!) $31.99 |
|
|
1500 Thread Count JS Sanders Bed Sheets (All Sizes!) $31.99 |
|
|
Ingersoll Rand IRT315 Heavy Duty Air Twin Piston Straight Line Sander – 2-3/4-Inch x 17-1/2-Inch Pad $94.59 Twin pistons prevent stalling and provide you with smooth, reliable power. Long 2 3/4in. x 17 1/2in.. pad gives you accurate shaping and precise leveling of flat surfaces. 3000 reciprocating 1-inch strokes per minute save you time. Comfortable, balanced 2-handle design produces a smooth, vibration-free performance. Automatic stop trigger release. Quick action sandpaper clamps. Air Consumption (CFM… |
|
|
Ingersoll Rand SS3L3 3-Horsepower 230-Volt 60-Gallon Vertical Compressor $669.00 Featuring an industrial-quality design, the Ingersoll Rand SS3L3 Three-Horsepower Single-Stage Electric-Driven Vertical Compressor provides maximum air power for a variety of jobs. With precision components and durable cast-iron construction, this efficient tool produces more delivered air to let you do the job right the first time.Three-HorsepowerSingle-Stage Electric Vertical Air CompressorAt a … |
|
|
Professional Dual-Piston Straight Line Air Sander $52.33 Neiko Dual Piston Straight Line Sander, Air Pressure 90-120 psi, Avg. Consumption 6cfm, Air Inlet Thread 1/4″ NPT, Air Hose I.D. 1/4″ (6mm), Free Speed: 2,100 strokes per min. Pad Size: 2-3/4″ x 17-1/2″, Overall Length: 17-1/2″, Net Weight: 6-1/2lbs. (2.8kg)… |
|
|
How to Train Your Dragon (Double DVD Pack) $23.75 A winning mixture of adventure, slapstick comedy, and friendship, How to Train Your Dragon rivals Kung Fu Panda as the most engaging and satisfying film DreamWorks Animation has produced. Hiccup (voice by Jay Baruchel) is a failure as a Viking: skinny, inquisitive, and inventive, he asks questions and tries out unsuccessful contraptions when he’s supposed to be fighting the dragons that attack his… |
|
|
Bosom Bodies Twin Peaks Exposed $22.99 Scream. Wail. Screech. These vixens will rock your world. Steamy rock and roll. Burning guitars. Hot and heavy striptease. Rousing erotic performances. Get ready as the top two fantasy Hot Babes Sheree and Jennifer Lee set the stage ablaze in Bosom Bodies. Provocative, gothic rock vignettes you won’t get these to see anywhere else are featured as these sizzling babes exploit their forbidden… |
|
|
Twin Towers $4.99 Like the Naudet brothers’ 9/11, Twin Towers began as a documentary about New York City’s public safety workers and became a relevant record of the September 11, 2001 terrorist attacks. Law and Order producer Dick Wolf was looking for a new reality show and found a perfect, exciting group to film: NYPD Emergency Services Squad 3. This elite force is on call for a variety of extreme situations–arme… |
|
>Ez adjust bed rail. EZ Adjust Bed Rail … |
|
|
Vinyl Mattress Protector – Zippered (10′depth) TWIN Size vinyl mattress covers (Zippered Style) are odorless, waterproof, durable, and virtually noiseless! Zippered covers protect from spills, stains, bed bugs, dust mites, bedwetting and allergies. Retard mildew, mold and fungi with Ultra-Fresh – an anti-bacterial treatment. Easily wipe clean with a damp cloth. Our Mattress covers provide the highest quality in durable, comfortable protection…. |
|
|
Patricia Sanders Flowers – Pink Tulip Twin Floral Macro- Easter- Photography – Greeting Cards-12 Greeting Cards with envelopes $15.95 Pink Tulip Twin Floral Macro- Easter- Photography Greeting Card is measuring 5.5w x 5.5h. Greeting Cards are sold in sets of 6 or 12. Give these fun cards to your friends and family as gift cards, thank you notes, invitations or for any other occasion. Greeting Cards are blank inside and come with white envelopes…. |
|
|
Patricia Sanders Flowers – Pink Tulip Twin Flowers- Easter- Photography – Mouse Pads $11.99 Pink Tulip Twin Flowers- Easter- Photography Mouse Pad is measuring 8w x 8h x .25d, soft commercial quality high resolution product. The image is permanent and becomes part of the mouse pad surface. Our transfer method produces professional matte finish with Premium Quality and Superior image resolution…. |
